Renter’s Insurance

What is Renters Insurance?

Renters insurance is a type of policy that protects tenants from a variety of instances common when renting apartments or other temporary properties. Usually priced quite competitively, this type of insurance is ideally suited for anyone renting their home but wishing for peace of mind if disaster should strike.

Renter’s insurance works well for the types of incidents most likely to be encountered in rental situations. Theft of a dwelling’s contents is covered, though often with the exception of treasured valuables such as jewelry and collectibles. It also covers damage from events like burst pipes or fires.

Some qualities of renter’s insurance are unique to renting. For instance, liability coverage will protect renters from damage for which the landlord holds them accountable. Actual Cash Value coverage is cheaper but only covers appliances’ original value minus depreciation, while Full Replacement coverage replaces damaged property with new items of similar quality.

Renter’s insurance will not cover damage caused by natural disasters, so other policies are necessary if the unit is in areas of high flood or tornado risk.

One benefit of renting is that tenants are not responsible for maintaining the property on which they live. This is also a drawback since it subjects renters to risks that landlords aren’t liable for. For instance, landlords aren’t responsible for water damage caused by a burst pipe. Since it is not the tenant’s burden to maintain the pipes, a renter without insurance is left in the unenviable position of paying for a problem they did not create.

Renters insurance will not cover instances of neglect known to both the tenant and the landlord, however. Hence, it is essential for tenants to report dangerous conditions and to retain the proof of having done so.

Renter’s insurance is a bargain. For a few dollars per month, tenants are insured against various disasters that the landlord-tenant relationship makes avoiding difficult or impossible. Any tenant owes it to their safety and peace of mind to invest in a quality renter’s insurance policy.

Many have reviewed us...

Big shout out to Lorena and Angie at the Mark Boles Agency. They both went above and beyond to help me sort out an issue with the Nationwide corporate offices that resulted in my lapse of coverage. They both not only put in extra hours but kept my informed throughout the entire process. I would recommend them to anyone.
Vincent Williams
Vincent Williams
These guys are old school insurance reps who spend time on the phone working out problems.
Joe Treanor
Joe Treanor
Great Service. Great price. Commercial policy.
Raymundo Abarca
Raymundo Abarca
Excelent service
Pepe Loco
Pepe Loco
An understanding and thorough agency that is professional.
Robert A
Robert A
Very affordable and friendly staffWe have our house car and company insurance through Mark Boles Insurance Agency since 2019And we are very satisfied we would definitely recomend them
Marilu Herrera
Marilu Herrera
I have roamed this earth for 76 years. During that time I have owned 14 different homes in 6 different cities - from Boston to Minneapolis to Kansas City to Houston and many more. Based on all the insurance agencies I have dealt with, I would put The Mark Boles Insurance Agency in "The Top Tier".
Richard Nawrot
Richard Nawrot
Very helpful and kind
Rosie Garcia
Rosie Garcia
Love the customer service with this agency!
Jade Miller
Jade Miller
Great Customer Service explan every detailed coverage of my auto policy
DJ CROCKETT
DJ CROCKETT
Muy bueno el servicio, conocen todo lo relacionado con el seguro, siempre Angela y Lorena, todo sobre documentacion siempre siempre, responden rapidamente, excelente servicio sobre cualquier pregunta sobre el alcance seguro de carros. todas las preguntas son respondias muy rapidamnete sobre reclamos o cualquier pregunta sobre el seguro . son especialistas en toda la informacion del seguro de carros
construction forher
construction forher
Lorena does an excellent job. She is very professional and really cares.
margie dunkiel
margie dunkiel
Lorena was very helpful and went through every detail to make sure i had an understanding of my insurance policies. I received the lowest rate, and was able to switch my car insurance in a timely manner. Thanks!!
Nikisa Shaslayy
Nikisa Shaslayy
Linda Cox has always been responsive to our needs and in a timely manner.
Elite Medical
Elite Medical
I can simply say that the service was excellent by Miss Blackman
Juan Parra
Juan Parra
Abe Gaytan is a wonderfully calm agent who will take the time to answer your questions and help resolve any issues. A good agent on the insurance side of the desk is well worth it!
Joe Treanor
Joe Treanor
Great Customer.Service.
Napoleon Broughton
Napoleon Broughton
From the minute I walked in I was greeted with such a warm feeling. Felt extremely welcomed. They really make sure you feel right at home here. They aren't just Nationwide they offer all types of other companies to get you the quote that truly fits your budget. I definitely recommend them. You can call in for a quote or just stop by if you are in the area. You will love that you did.
Angela Ravelo
Angela Ravelo
Very sweet & helpful staff! Yadhira at the Front desk helped me right away. Agent Lorena was very kind and gave really good advise and insight about auto insurance. She did a great job explaining everything and offered me the best rates I can get! Highly recommend
Jackee Guevara
Jackee Guevara
The people
Jill Donaho
Jill Donaho
Abe Gayton is a very knowledgeable agent!
Becky Huber
Becky Huber
Have been with the same agency for over 20 years.MY agent & team member; Abe G. & Petra H.; Have allways been helpful, patient, very professiinal and kind indeed.👍Fred A.
FreddyDon ArjMandi
FreddyDon ArjMandi
My agent Abe is amazing! I recently purchased from the Boles agency. Abe helped me out and saved me some money. He has been in great communication with me from the start! I’m telling you, if you want to find an insurance agency that has your back... Boles agency is it!
DumasMike
DumasMike
Great experience at The Boles Agency!
Abe Gaytan
Abe Gaytan
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